www.scotiaonline.scotiabank.com/online/activatecard – Scotiabank Credit Card Activation

by HalfMile October 10, 2020
Scotiabank Credit Card Activation

Scotiabank allows its customers to activate their Scotiabank Credit Card from the comfort of their homes. Scotiabank’s credit card can be activated both telephonic as well as online. Rest assured the whole process is extremely safe and secured. You need to have the physical credit card with you to initiate activation.


About Scotiabank

Scotiabank offers both personal and commercial banking services. It also offers services like credit cards, mortgage, loans, line of equity, wealth management, private banking, investment banking, corporate banking, and more. Originally known as The Bank of Nova Scotia, Scotiabank’s headquarter is located in Toronto, Ontario, Canada. For its presence in overseas Latin America, the Caribbean, Europe, and Asia, Scotiabank is touted as Canada’s “Most International Bank”. In terms of market capitalization and deposits, Scotiabank is ranked as the third-largest bank in Canada. It is also part of the country’s Big Five Banks.


Why opt for Scotiabank Credit Card Activation

The credit cards of Scotiabank are endowed with various features and benefits. As per the requirements of the clients, various cards are designed to financially improvise the status of the customers. The featured credit cards are focused on travel and lifestyle, no annual fees, low-interest rates, cashback, and many more. Here are some of the famed credit cards along with their features and interest rates:

Scotia Momentum® Visa Infinite* Card

  • Cashback special credit card.
  • 4% Cashback on groceries and recurring payments.
  • 2% Cashback on daily transit and gas payment.
  • 1% Cashback on every other payment and purchase.
  • Concierge Services assisting you for 24/7 hours for planning trips, hotel booking, flight reservation, scoring tickets, and many more.
  • Dining and Wine County Program for having a drinking and dining experience in prominent names in the food and wine industry.
  • Hotel Collecting Service giving you amazing deals and discounts o hotel booking with many savings. Other services include automatic room upgrade on availability, free Wi-Fi from check-in, and more.

Rates and Fees

  • Zero Annual Fee for the first year of activation even on the supplementary card. After that, its $120/year and $50/year for primary and supplementary cards respectively.
  • 99% interest rate on a purchase.
  • 99 % interest rate on cash advances.


Scotiabank Gold American Express® Card

  • Travel and lifestyle special credit card.
  • For the first year of activation, earn up to 40,000 special Scotia Rewards bonus points.
  • Zero foreign transaction fees.
  • Redeem all the Scotia Rewards points for travel, gift cards, shopping, statement credits, and many more.
  • On every $1 spend on grocery shopping, entertainment, and dining purchases, daily transit purchase s in public transport, earn 2 Scotia Rewards Points.
  • On every $1 spend on other eligible purchases, earn 1 Scotia Rewards Points.
  • Complimentary Priority Pass Membership giving you access to 6 Airport Lounge Access and free visits every year from the date of enrolment.
  • With Scotia Travel Rewards Services book your next flight tickets and save big with Best Price Guaranteed.


Rates and Fees

  • Zero Annual Fee for the first year of activation. After that, its 139/year and $50/year for primary and supplementary cards respectively.
  • Minimum credit limit of $5000.
  • The purchase Interest Rate is 99%.
  • Cash Advance Interest Rate is 99%.


There are 10 more credit cards. To know more about them, visit www.scotiabank.com/ca


Scotiabank Credit Card Activation Process

Online Activation can be performed if you have Scotiabank Credit Cards licensed from VISA and American Express. Here is how to simply activate it without any hassle.


Scotiabank Credit Card Activation


  • Click on the Continue


If you have Scotiabank MasterCard Credit Card, you must go for telephonic activation. For that, you need to dial 1-866-583-6289. Follow the prompts to confirm the card information and activate the card securely.


Online Account

After activation, you required to create Online Account in the Scotiabank Online Banking Portal. Registering your newly activated credit card will assist you in managing the card effectively online. Make the most out of the following advantages:

  • Managing your rewards and Cashback.
  • Track fund usage.
  • E-statement viewing, downloading, and sharing option.
  • Check balance instantly anytime and anywhere.
  • Special offers on newly signing up with Scotiabank Online Banking.
  • Apply and add the supplementary and additional card.
  • Customize and change the address and personal information.
  • Quick access to customer support.


Registering with Scotiabank Online Account

Here is how to successfully enroll for the online banking step by step:

  • Open your browser and visit https://www.scotiabank.com/ca
  • Tap on Activate Now links on the top right portion of the screen.
  • Click on Activate Now
  • Select Credit Card under account type.
  • Type in the Card Number.
  • Next, verify your card status by entering the following information:
  1. Postal Code.
  2. Phone Number.
  3. Mother’s Maiden Name.
  4. Date of Birth.
  • Create Username and Password as per the instructions.
  • Set up Security Questions and Answers for account safety.
  • Complete the account set up once and for all.


Logging into Scotiabank Online Banking

Start accessing your credit card account on the immediate effect of registering with Online Banking. Here is how to get access to the Scotiabank Online Banking account:

  • Open your browser and visit https://www.scotiabank.com/ca
  • Tap on Sign In on the extreme top right portion.
  • Type in the Username/Card Number.
  • Enter the Password.
  • You may tap on Remember my username or card number if you wish to auto-fill these details on your next login. Skip the step strictly if you are accessing it from a public computer.
  • Click on the Sign In


Retrieve Username

For forgetting username, here is what you need to follow:

  • Open your browser and visit https://www.scotiabank.com/ca > Sign In.
  • Click on Need help signing in the link.
  • Tap on I forgot my username
  • Select Credit Card as your account type.
  • Type in the Card Number.
  • Click on the Continue option to begin.


Reset Password

In order to reset the password:

  • Open your browser and visit https://www.scotiabank.com/ca > Sign In.
  • Select Need help signing in the link.
  • Click on I forgot my password
  • Type in the username or card number.
  • Click on Continue.
  • On resetting the password, return to the login page and access using newly set credentials.

Read Also ….. How To Properly Activate Discover Credit Card

Customer Support

Lost/Stolen Card


  • Dial 1-800-472-6842 (Canada/USA)
  • Dial 1-800-645-0288 (TTY)
  • Dial (416) 701-7200 (Greater Toronto, outside Canada and USA call collect)

General Enquiries


  • Dial 1-800-4SCOTIA (1-800-472-6842) (Canada/USA)
  • Dial (416) 701-7200 (Greater Toronto, outside Canada and USA call collect)
  • Dial 1-800-645-0288 (TTY)

Scotiabank Credit Card Centre


  • Dial 1-800-387-6466 (Canada/USA)
  • Dial 1-800-645-0288 (TTY)
  • Dial (416) 288-1440 (Greater Toronto, outside Canada and USA call collect)


ScotiaCard Customer Service

Write at:

P.O. Box 4100

Station A

Toronto, ON

M5W 1T1

Scotiabank Credit Card Centre

Write at:

P.O. Box 4100

Station A

Toronto, ON

M5W 1T1




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