Open-source alternatives to YNAB
2 open-source and self-hostable projects you can use instead of YNAB, with license, free-edition limits and setup checked against official sources.
- Actual BudgetAlternative to YNAB
A local-first personal finance and envelope budgeting app that you can self-host, with optional sync across devices.
MITSelf-hosted29kGitHub starsFully featured free edition - Firefly IIIAlternative to YNAB, Mint
A self-hosted personal finance manager for tracking income and expenses, with budgets, categories, rules and a REST API.
AGPL-3.0Self-hosted25kGitHub starsFully featured free edition
- Actual Budget — Actual uses envelope budgeting and ships built-in importers for YNAB4 and nYNAB data, so it is a like-for-like replacement for personal budgeting.
- Firefly III — The Firefly III FAQ compares itself with YNAB, but it budgets differently: you set an amount to spend instead of assigning every coin.